| % of small business owners that say the largest financial problem they face is ... Unpredictable business conditions | 33 | 
|---|---|
| Slow or poor sales | 23 | 
| Inability to obtain credit | 15 | 
| No Financial Problems | 12 | 
| Cost and terms of credit | 5 | 
| Real estate values | 5 | 
| Other | 4 | 
| Past due receivables | 2 | 
| Don't know | 1 | 
Sources:
cdn2.business2community.com

It's certainly not easy developing a small business in the United States. Business owners face financial problems on a variety of fronts, though the most debilitating challenge is that of uncertainty.