From suspicious email requests for emergency money to pop-ups announcing surprise sweepstakes wins, one of the greatest dangers of the digital age seems to be credit card fraud. Now, Apple has succeeded in topping that threat. The vulnerability of its new payment system, "Apple Pay," has been obvious since its inception, but the company chose to prioritize its characteristic simplicity over customer security. However, major banking corporations are also to blame, as many executives admit to having concerns about the system's suseptibilities, but being too scared of being left out to speak up.